Payment cancellation and refund policy – BGA Realtors
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Payment cancellation and refund policy

The following terms constitute an agreement between you and BGA Realtors (Bearing Pan Number AAHFB6714F and having its trade license add. P399 Hemanta Mukhopadhyay Sarani) , the owner and operator of the website www.bgarealtors.com (“BGA Realtors Website” or the “Site” or the “Website”). This agreement governs your use of the Site, both as a casual visitor and a registered member as described below. By visiting, accessing or registering on this Site, you unconditionally accept to be bound by the Payment cancellation and refund policy provided herein, as well as the Terms and conditions, Privacy Policy documented separately. You agree and confirm that the Terms and conditions, Payment cancellation and refund policy, Privacy Policy may be amended from time to time without notice. Please ensure that you periodically update yourself of the current version of the Terms and conditions, Payment cancellation and refund policy, Privacy Policy. If you are not agreeable to any of the stated terms and conditions, we recommend that you stop visiting or using the Site with immediate effect to avoid any breach of agreement.

For the purpose of this document, wherever the context so requires “You”‘ or “User” shall mean any natural or legal person who has agreed to become a member of the Site by providing Registration Data while registering on the Site as Registered User using the computer systems. BGA Realtors allows User to surf the Site or making purchases without registering on the Site. The term “we”, “us”, “our” shall mean BGA Realtors.

This Payment cancellation and refund policy document must always be read along with Terms and conditions, Privacy Policy. The clauses of this Payment cancellation and refund policy are applicable in conjunction with Terms and conditions, Privacy Policy. By reading and agreeing to the Payment cancellation and refund policy, you are deemed to have read and agreed on Terms and conditions, Privacy Policy.

This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

By accessing, registering with and using the services of BGA Realtors Website, you agree that you have read and understood the Payment cancellation and refund policy of BGA Realtors for using the services of BGA Realtors Website and all your monetary transactions with BGA Realtors through this Site will be governed by this Payment cancellation and refund policy.

Price of products and services offered at BGA Realtors Website

The price for the products and services sold on BGA Realtors Website would be pre-decided by BGA Realtors and will be displayed at BGA Realtors Website. This price would be final and not subject to any discounts or negotiations, except those discounts which the user is eligible for as decided by BGA Realtors and as displayed on the Site. BGA Realtors reserves the right to change any or all rates of any or all products and services without any prior notice.

BGA Realtors reserves the right to change the availability of products and services on the Site without giving a prior intimation.

BGA Realtors attempts to be as accurate and as close to the real product as possible in displaying contents like product name, product description, product images, product videos and product price. However, BGA Realtors does not warrant that such contents are accurate, complete, reliable, current and error free. If BGA Realtors comes across any difference in pricing of the product due to typographical error, BGA Realtors will have the right to rectify the same. The customer will then be liable to pay the difference as per the corrected price. In case the customer is eligible for a refund due to the corrected price, BGA Realtors will refund the difference through any feasible means that BGA Realtors deems fit.

Availability of Products

While BGA Realtors makes all attempts to display the products in BGA Realtors Website that are available in stock for sale, BGA Realtors does not guarantee the availability of all products shown in BGA Realtors Website at the time of processing a particular customer order. It is possible that some products shown in the website are not available in stock for sale, or are available in part quantity, at the time of processing the order.

Payment Mode

At present payment can be made to BGA Realtors for products or services purchased at BGA Realtors through the following modes
1. Cheque
2. Demand Draft

The transfer of money needs to be done before the delivery of products. BGA Realtors Website is not liable to deliver the goods if the exact amount has not been credited to us.

BGA Realtors reserves the right to introduce new payment modes or withdraw any payment mode or add, remove or change payment processing agent at the Site without prior intimation.

In case and as and when BGA Realtors introduces online payment modes like through credit card, debit card, net banking, Paypal, online bank transfer, etc., you agree, understand and confirm that the cheque and demand draft and contact address for monetary transactions provided by you for availing services of BGA Realtors Website will be correct and accurate. You confirm that you shall not use credit cards/debit cards that are not lawfully owned by you. You further agree and undertake to provide the correct and valid credit card/debit card details at BGA Realtors Website Site and/or sites of the payment processing agents. The said information will not be utilized and shared by BGA Realtors with any of the third parties unless required by law, regulation or court order. For all payment transactions made in BGA Realtors Website Site, BGA Realtors uses the payment gateway services of third parties (e.g. HDFC bank payment gateway) and all matters related to security, authenticity of information provided and its remedies will be governed by policies of these third party service providers.

While availing of any of the payment method’s available on the Website, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:

Lack of authorization for any transaction’s, or

Exceeding the preset limit mutually agreed by you and between your “Bank’s”, or

Any payment issues arising out of the transaction, or

Decline of transaction for any other reason’s.

Payment, Cancellation and Refund Policy

  1. Booking Money to be paid as per project, per one unit/s flat along with the application for allotment of flat / flats.
  2. 30% of total value of flat / flats within 21 days from the date of Booking in case of own contribution.
  3. Balance amount of total value Flat /Flats is to be paid in equal monthly installments in case of own contribution.
  4. For loan the balance amount to be paid as per the progress of work.
  5. In addition to above a flat buyer/s will have to pay before taking over possession of Flat / Flats:
    • Proportionate amount of all taxes, fees, transformer installation, electrical distribution expense payable to any statutory authority or authorities at actual.
    • Legal & documentation expenses @ 0.5% of total value of flat/s.
  6. It will be the responsibility of the flat owners to have their own electric Meter connected from the WBSEDCL at their own cost.
  7. Service tax chargable at the prevalent rate and has to be paid with each installment.
  8. Booking Money once paid is NOT refundable.
  9. BGA Realtors is entitled to cancel the booking and forfeit the “Booking Money” paid. In case of failure to comply with payment terms agreed by the Applicant/s.